September is Responsible Dog Ownership Month, a time dedicated to celebrating the bond we share with our canine companions and reaffirming the commitments that keep them happy, healthy, and secure. While most dog owners think of responsibilities like proper veterinary care, feeding, and affection, there’s another vital aspect of responsible dog ownership that often goes overlooked: planning for your dog’s future through your will and trust. Today, we’re discussing estate planning for pets. And, while we may be referencing Responsible Dog Ownership Month, this important topic applies to all pets, not just dogs.
Why Estate Planning for Pets Matters
Our pets give us unconditional love, and in return, we owe them not only care during our lifetime but also peace of mind for what happens if we’re no longer here to provide for them. By making thoughtful estate plans, you can ensure your pet is cared for in a way that aligns with your values and wishes.
The lifespans of our companion animals depend on the species and breed, with smaller animals often living shorter lives and larger ones, including some reptiles and birds, reaching several decades or more.
Average Lifespans by Pet Species
| Species | Typical Lifespan (Years) |
|---|---|
| Dog (small breeds) | 12–15 |
| Dog (large breeds) | 8–12 |
| Cat | 12–18 |
| Rabbit (small breeds) | 12–14 |
| Rabbit (large breeds) | 4–6 |
| Guinea Pig | 5–7 |
| Hamster | 2–3 |
| Gerbil | 3–5 |
| Ferret | 6–8 |
| Parrot (Macaw, Cockatoo) | 40–70 |
| Budgerigar (Budgie) | 5–10 |
| Canary | 10–15 |
| Finch | 5–10 |
| Box Turtle | 30–40 |
| Russian Tortoise | 40–50 |
| Sulcata Tortoise | 50–70 |
| Ball Python | 20–30 |
| Leopard Gecko | 10–20 |
| Bearded Dragon | 10–15 |
How Species & Breed Impact Longevity
At PCPSI, we mostly care for cats and dogs. Cats living indoors may reach the higher end of the above-noted lifespan range. And, dog lifespans vary by breed, with small breeds generally living longer than large ones. Yet, some breeds, like French Bulldogs, may only live 4–5 years, while Jack Russell Terriers may reach nearly 13 years depending on their genetic background and the quality of their breeding. As you read on, please understand that these are averages and we really never know, therefore, we have to be prepared for them if they outlast us, even if they don’t. It’s the responsible thing to do.
Including Your Pet in Your Will
In the event of illness, injury, or death of the owner, a beloved pet can be left vulnerable. Without a plan, pets can end up in shelters, separated from the families they knew and loved. Preparing legal arrangements such as wills and trusts gives clarity, ensures continuity of care, and avoids burdening loved ones and the pets themselves with uncertainty.
Pet Guardianship & Financial Support
A will allows you to designate a pet guardian: the person who will take ownership of your pet after your passing. Pets are legally considered property in Texas, and, while we know they are much more, this designation helps ensure they are transferred to the person you trust. When naming a guardian for your pet, it’s important to discuss the role with them beforehand. Make sure they understand the responsibility and agree to assume it.
A will should also outline financial support for your pet’s care after your passing. For example, you may provide a sum of money to the chosen guardian to be used for pet food, veterinary expenses, and other needs. Keep in mind that once funds are passed in a will, there is no legal way to enforce how these funds are spent. For greater security, make sure you designate a person that will honor your wishes. Or, consider a trust.
Creating a Pet Trust
A pet trust is a more detailed and enforceable estate planning tool. Unlike a will, a trust allows you to be specific about how funds should be used and provides legal accountability. With a pet trust, you can:
- Appoint a caretaker for your pet
- Designate a trustee to manage the financial resources
- Provide detailed instructions for veterinary care, diet, exercise, dog walking or cat sitting services, grooming, and even favorite toys
- Include guidance for end-of-life decisions, ensuring your wishes are followed
A trust ensures your pet receives the same level of love and attention you provided, even if you can’t be there yourself, it will just require more detailed instructions and more thought on your part.
Estate Planning for Pets
Responsible pet ownership doesn’t stop at walks, treats, and snuggles on the couch. It also includes planning for your pet’s future in the most comprehensive way possible. During this Responsible Dog Ownership Month, take the time to review your estate plan or start one if you haven’t. Speak with an attorney experienced in pet trusts, and have open, honest conversations with family and friends about your wishes should the unthinkable happen.
By preparing now, you’ll secure peace of mind and ensure that your loyal companion continues to live a safe, loved, and well-cared-for life. After all, that’s what responsible pet ownership is all about!
Dallas-Based Law Resources
The Best Care for Dallas Pets
Park Cities Pet Sitter, Inc. has been providing outstanding, trusted dog walking, pet sitting, cat sitting, and other services in the Park Cities and other areas of the Dallas Metroplex for over 30 years. To learn more about our services, please visit our FAQs and contact us at 214-828-0192 and pets@pcpsi.com. Alternatively, you can register via our client portal, available here. Existing clients, please submit reservations via this link.
We proudly serve these Dallas neighborhoods & surrounding suburbs: Bluffview, Deep Ellum, Downtown, Highland Park, Knox Henderson, Lake Highlands, Lakewood, Lower Greenville, Medical District, North Dallas, Oak Lawn, Northwest Dallas, Northeast Dallas, Old East Dallas, Preston Hollow, Turtle Creek, University Park, Victory Park.
If you are outside of our service area, check the National Association of Professional Pet Sitters (NAPPS) or Pet Sitters International (PSI) to find a pet sitter near you.
